Taking a significant step towards women’s empowerment, the Government of India and the Government of Rajasthan have launched the Lakhpati Didi Scheme.lakhpati didi yojana kya hai. The objective of this scheme is to economically empower rural women, enabling them to generate an annual family income of Rs.1 lakh or more. In this article, we will examine in detail all key information related to the Lakhpati Didi Scheme, including eligibility criteria, benefits, the application process, and the latest updates.
What is the Lakhpati Didi Scheme? : lakhpati didi yojana kya hai
The Lakhpati Didi Scheme is an initiative spearheaded by the Central Government; it forms an integral part of the Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM). This scheme was officially launched by the Honorable Prime Minister, Shri Narendra Modi, on August 15, 2023. Its primary objective is to boost the annual income of women associated with Self-Help Groups (SHGs) to over ₹1 lakh.
In Rajasthan, this scheme is being implemented through ‘Rajeevika’ (Grameen Aajeevika Vikas Parishad). The Government of Rajasthan has set a target to transform 2 million (20 lakh) women into ‘Lakhpati Didis’ under this scheme.
Current Status of the Lakhpati Didi Scheme in Rajasthan
The Government of Rajasthan was among the first five states in the country to implement this scheme. To date, more than 1.6 million (16 lakh) women across the state have successfully become ‘Lakhpati Didis.’ Of these, 1.2 million (12 lakh) women have already achieved an annual income exceeding ₹1 lakh.
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Key Districts Where the Scheme Has Achieved Success:
- Hanumangarh
- Baran
- Jhunjhunu
- Kota
- Jaisalmer
Benefits of the Lakhpati Didi Yojana
Under this scheme, women are provided with various types of benefits:
1. Financial Assistance (Loans)
- Initially, there was a provision to provide loans of up to ₹1 lakh to women.
- In the Rajasthan Government’s Budget Announcement for 2026-27, this loan limit has been increased to ₹1.5 lakh.
2. Skill Development and Training
- Training programs are organized by the Rajasthan Government to impart vocational skills to women.
- Under this scheme, the Rajasthan Government has already provided training to 19.45 lakh women.
3. Initiatives such as ‘Drone Didi’ and ‘Solar Didi’
- The Rajasthan Government will provide drones to women’s Self-Help Groups (SHGs) for agricultural activities.
- Under the ‘Solar Didi’ scheme, women are being trained in the solar energy sector.
4. New Employment Opportunities
- The Rajasthan Government will allocate a fund of ₹100 crore for the establishment of Rural Women BPOs.
- Under this scheme, 1,000 women will be trained to serve as ‘Bank Sakhis’ (Banking Correspondents).
- ‘Raj Sakhi Stores’ in Rajasthan will be operated by women.
5. Linkage with Producer Groups
- The Rajasthan Government has facilitated the formation of 3,366 Producer Groups and 65 FPOs (Farmer Producer Organizations) across the state.
- Under this scheme, the ‘Ujala Milk Producer Company’ has achieved a turnover of ₹400 crore, benefiting 30,300 families.
Eligibility for the Lakhpati Didi Yojana
To avail the benefits of this scheme, women in Rajasthan must fulfill the following eligibility criteria:
| Sr. No. | Eligibility Criteria and Norms for Women | Required Details for Women |
| 01. | Place of Residence | Women must be native residents of Rajasthan. |
| 02. | Affiliation with a Group | It is mandatory for women in Rajasthan to be affiliated with a Self-Help Group (SHG). |
| 03. | Age Limit for Women under this Scheme | Women aged 18 years or above (Generally) |
| Note: This scheme has been designed specifically for women residing in rural areas. | ||
How to Apply for the Lakhpati Didi Yojana?
Offline Application Process
- Currently, applications for this scheme can be submitted via the offline mode:
- Contact your nearest Anganwadi Center or Self-Help Group.
- Obtain the application form for the Lakhpati Didi Yojana.
- Submit the form along with the necessary documents.
Required Documents
- Aadhaar Card
- Residence Proof (Domicile Certificate)
- Ration Card
- Income Certificate
- Bank Account Details
- Jan Aadhaar Card
- Caste Certificate
- Certificate of Original Residence
Online Application Status
Under this scheme, the Government of Rajasthan has launched the ‘Rajasakhi’ portal, through which financial assistance is provided to members of Self-Help Groups (SHGs). Further information regarding the scheme is available on its official website: https://lakhpatididi.gov.in/.
Promoting Women Entrepreneurship: Success Stories
Under the Lakhpati Didi Scheme, women in Rajasthan are not only becoming economically empowered but are also actively participating in societal decision-making processes. According to Chief Minister Bhajanlal Sharma, women associated with ‘Rajeevika’ are earning between ₹20,000 and ₹40,000 per month.
Inspiring Examples:
- Sushila Devi from Jaipur achieved self-reliance through a Self-Help Group.
- Women from Rajsamand and Karauli are achieving success in the fields of Blue Pottery, tailoring, and bakery businesses.
lakhpati didi yojana kya hai FAQs
1. When was the Lakhpati Didi Scheme launched?
This scheme was launched by the Central Government on August 15, 2023. In Rajasthan, it was implemented starting in December 2023.
2. How many women in Rajasthan have become ‘Lakhpati Didis’?
So far, more than 1.6 million (16 lakh) women have become Lakhpati Didis.
3. How much loan assistance is available under the Lakhpati Didi Scheme?
The government has increased the loan limit to ₹1.5 lakh.
4. Are urban women also eligible for this scheme?
This scheme is primarily intended for rural women.
5. Which business activities can be chosen to become a Lakhpati Didi?
1. Dairy production
2. Handicrafts and embroidery
3. Tailoring and baking
4. Agriculture-based businesses
5. LED bulb manufacturing
6. Is training provided under this scheme?
Yes, women receive training in entrepreneurship, digital literacy, and vocational skills.
7. What is the objective of the Lakhpati Didi Scheme?
The Central Government aims to create 30 million (3 crore) Lakhpati Didis across the country.
Conclusion
The Lakhpati Didi Scheme represents a golden opportunity for the women of Rajasthan. This scheme not only provides financial assistance but also offers women access to skills training, digital literacy, and self-employment opportunities. With the Rajasthan government’s initiatives to increase credit limits—alongside new ventures such as Rural BPOs, Bank Sakhis, and Raj Sakhi Stores—this scheme is playing a pivotal role in enhancing the standard of living for rural women.
If you are a woman associated with a Self-Help Group (SHG)—or wish to join one—contact your nearest Anganwadi center or Rajeevika office immediately and take your first step toward becoming a ‘Lakhpati Didi.’
Please share this article with your friends and family so that as many women as possible can benefit from this scheme. If you have any questions, feel free to ask in the comment section below.